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Securities offered through Securities America, Inc.  Member FINRA/SIPC and 
Advisory services offered through Securities America Advisors, Inc.  Kevin Fringer, Joe Funderburk, Rick Holt and Don Hilburn, Representatives.
Collegiate Financial Services is independent of the Securities America companies.

Securities licensed in:  AL, AZ, AR, CA, FL, GA, HI. IN, KY, LA, MI, MS, MO, NE, NV, NY, NC, OH, OK, PA, SC, TN, TX, VA, WA, WV, WI

Insurance licensed in:  AZ, AR, CA, FL, GA, HI, IN, LA, MI, MS, MO, NE, NY, NC, OH, OK, PA, SC, TN, WA, WV, WI