Financial Gameplanning


Charting your financial future and helping you stay on course.

Areas of Advice

Retirement Planning

  • Investment provider selection
  • Ongoing management of investments
  • Previous plan consolidation

 

College Funding

  • How much to save
  • Where to save

 

Insurance Planning

  • Life, disability, long term care
  • How much coverage do you need?
  • What type of coverage should you have?

 

Income Tax Strategies

  • Reducing taxes now
  • Planning for taxes later

 

Deferred Compensation/Contract Structuring

  • Minimizing taxes
  • Maximizing returns

 

Legacy Planning

  • Distribution plan
  • Minimizing taxes and delays

 

Financial Roadmap

Developing a Financial Roadmap for your financial life is much like using GPS in your car.  The GPS identifies your starting position, you choose your destination and the GPS determines the best route to take.  The GPS gives you turn by turn directions, keeps track of where you’re at in relation to your desired destination and even notifies you of upcoming traffic and construction.  If you choose to change your destination along the way, the GPS simply recalculates the route.

·    Do you have GPS for your financial life?

·    Have you clearly identified your ultimate destination?

·    Do you know exactly where you are in relation to your desired destination?

·    Do you know the route you are going to take to reach your desired  destination?

·    Are you getting turn by turn directions?

CFS can be the GPS for your financial life.  Our financial planning process will examine where you are now, work with you to decide where you want to go financially, determine the best ways to get there, track your progress along the way and provide advice on how to modify your direction if things change along the way.

 

Planning Process

  1. Identify Goals, Needs and Desires - Dreams, Visions, Missions, Priorities
  2. Examine Resources -  Assets, Liabilities, Income, Expenses
  3. Determine SWOT - Strengths, Weaknesses, Opportunities, Threats
  4. Examine Strategies and Develop a Gameplan
  5. Implement the Gameplan
  6. Ongoing Review - Changes in your situation - Changes in the tax laws, economy, products

 

 

 

Securities America and its representatives do not provide tax or legal advice.  Please consult with your tax advisor or legal counsel concerning your particular situation prior to undertaking an investment plan.