Our Team

We believe our teamwork approach adds a broader perspective to all we do and provides increased benefits to our clients.

We can answer many of your questions, including:

  • Can I retire early?
  • Are my investments working hard enough?
  • What’s the best approach for college savings?
  • What are the elements of a sound estate strategy?
  • Do I have enough life insurance for my family?

Our team of financial professionals can also help you address:

  • Investing principles and strategies
  • Retirement investing and distribution strategies
  • Estate conservation issues
  • Risk management

Our experienced professionals have helped many people just like you with similar issues and concerns. We specialize in creating an approach that is designed to address your individual situation.


Kevin Fringer

President , Founder and Director of Client Relations

(803) 756-4224


Kevin has over 25 years of experience in both institutional and personal financial consulting. Kevin served as Vice President for two different Fortune 100 companies before starting Collegiate Financial Services in 2002. Kevin was a...

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Christopher L. Cox

Managing Partner


Christopher is a Managing Partner with Collegiate Financial Services (CFS) as well as a Co-Founder of The Monitor Group, LLC and of the Financial Advocacy Network.

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R. Bennett "Benny" Firestone Jr.

Managing Partner


R. Bennett “Benny” Firestone, Jr. is very involved in advising and servicing CFS clients and is also the President of Legacy Wealth Management, LLC and Managing Partner of Financial Advocacy Network, "F.A.N.", LLC. He has...

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William Cotton

Director of Business Development



Bill is the Director of Business Development with Collegiate Financial Services (CFS). CFS exclusively targets colleges and universities specializing in the financial education and financial planning for College Athletic Directors,...

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Kelly Team

Director of Operations

(803) 756-4224


Kelly received her Bachelor of Science degree in Marketing and Management from the University of South Carolina. She assists with the daily operations in the South Carolina Headquarters and serves as the firm's Director of Operations....

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Laura Starr Ramos

Office Manager and Marketing Specialist



Laura, based in Maryland, joined the CFS team heading up marketing, social media and compliance. She is an award-winning CEO with many years of expertise in working with businesses to help them run more effectively. With a degree in...

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Lacey Faris

Operations Associate


Lacey joined our group in 2021 as an Operations Associate and serves as administrative support to several advisors and their clients. Lacey works remotely from Bradenton, Florida. She has over 15 years of experience in the...

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